{"id":19963043,"updated":"2025-06-25T02:06:06Z","additionalIndexing":"Motorfahrzeug;Versicherungsvertrag;Marktzugang;Gesetz;Konsumentenschutz","affairType":{"abbreviation":"Mo.","id":5,"name":"Motion"},"author":{"councillor":{"code":2251,"gender":"m","id":229,"name":"Vollmer Peter","officialDenomination":"Vollmer"},"faction":{"abbreviation":"Fraktion S","code":"S","id":2,"name":"Sozialdemokratische Fraktion"},"type":"author"},"deposit":{"council":{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N"},"date":"1996-03-06T00:00:00Z","legislativePeriod":45,"session":"4502"},"descriptors":[{"key":"L04K11100113","name":"Versicherungsvertrag","type":1},{"key":"L05K0503010102","name":"Gesetz","type":1},{"key":"L05K0701060301","name":"Konsumentenschutz","type":2},{"key":"L05K0701030311","name":"Marktzugang","type":2},{"key":"L04K18030101","name":"Motorfahrzeug","type":2}],"drafts":[{"consultation":{"resolutions":[{"category":{"id":3,"name":"Normal"},"council":{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N"},"date":"1996-06-21T00:00:00Z","text":"Annahme","type":20},{"category":{"id":3,"name":"Normal"},"council":{"abbreviation":"SR","id":2,"name":"Ständerat","type":"S"},"date":"1996-12-11T00:00:00Z","text":"Annahme","type":20}]},"federalCouncilProposal":{"code":"+","date":"1996-05-15T00:00:00Z","text":"Der Bundesrat ist bereit, die Motion entgegenzunehmen."},"index":0,"links":[],"preConsultations":[{"committee":{"abbreviation":"WAK-SR","id":23,"name":"Kommission für Wirtschaft und Abgaben SR","abbreviation1":"WAK-S","abbreviation2":"WAK","committeeNumber":23,"council":{"abbreviation":"SR","id":2,"name":"Ständerat","type":"S"},"typeCode":1},"date":"1996-03-06T00:00:00Z","registrations":[{"correspondents":[],"sessionId":"4505"}]}],"references":[],"relatedDepartments":[{"abbreviation":"EJPD","id":5,"name":"Justiz- und Polizeidepartement","leading":true}],"states":[{"date":"\/Date(826066800000+0100)\/","id":24,"name":"Im Rat noch nicht behandelt"},{"date":"\/Date(835308000000+0200)\/","id":11,"name":"Motion an 2. 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Der im heutigen Artikel 24 verankerte Grundsatz der Unteilbarkeit der Prämie wird selbst von der Kartellkommission als \"historisches Fossil\" zitiert, \"das der heutigen Vertragsgerechtigkeit widerspricht\".<\/p><p>a. Artikel 24<\/p><p>Im Interesse der Konsumenten, welche aufgrund der bisherigen Regelung insbesondere bei Fahrzeugwechseln einen Teil der Prämien verlieren, wenn sie zu einem neuen Versicherer wechseln, soll neu der Grundsatz der Teilbarkeit der Prämie im Gesetz verankert werden.<\/p><p>b. Artikel 54<\/p><p>Die im Absatz 1 vorgesehene Regelung, dass bei einer Handänderung (Eigentümerwechsel) der Versicherungsvertrag im Prinzip auf den Erwerber übergeht, stellt insbesondere eine Behinderung des Marktzutritts für neue Versicherer dar und ist deshalb entsprechend zu revidieren.<\/p>"},{"type":{"id":1,"name":"Titel des Geschäftes"},"value":"Konsumentenfreundliche Anpassung des Versicherungsvertragsgesetz (VVG)"}],"title":"Konsumentenfreundliche Anpassung des Versicherungsvertragsgesetz (VVG)"}