﻿<?xml version="1.0" encoding="utf-8"?><affair xmlns:i="http://www.w3.org/2001/XMLSchema-instance"><id>20033309</id><updated>2024-04-10T08:20:37Z</updated><additionalIndexing>15;Versicherungsvertrag;Versicherungsrecht;Konsumentenschutz</additionalIndexing><affairType><abbreviation>Po.</abbreviation><id>6</id><name>Postulat</name></affairType><author><councillor><code>2472</code><gender>m</gender><id>440</id><name>Jossen Peter</name><officialDenomination>Jossen</officialDenomination></councillor><faction><abbreviation>Fraktion S</abbreviation><code>S</code><id>2</id><name>Sozialdemokratische Fraktion</name></faction><type>author</type></author><deposit><council><abbreviation>NR</abbreviation><id>1</id><name>Nationalrat</name><type>N</type></council><date>2003-06-18T00:00:00Z</date><legislativePeriod>46</legislativePeriod><session>4619</session></deposit><descriptors><descriptor><key>L04K11100113</key><name>Versicherungsvertrag</name><type>1</type></descriptor><descriptor><key>L04K11100119</key><name>Versicherungsrecht</name><type>1</type></descriptor><descriptor><key>L05K0701060301</key><name>Konsumentenschutz</name><type>1</type></descriptor></descriptors><drafts><draft><consultation><resolutions><resolution><category><id>5</id><name>Adm</name></category><council><abbreviation>NR</abbreviation><id>1</id><name>Nationalrat</name><type>N</type></council><date>2003-12-09T00:00:00Z</date><text>Abgeschrieben, weil die Urheberin / der Urheber aus dem Rat ausgeschieden ist</text><type>42</type></resolution></resolutions></consultation><federalCouncilProposal /><index>0</index><links /><preConsultations /><references /><relatedDepartments><relatedDepartment><abbreviation>EFD</abbreviation><id>7</id><name>Finanzdepartement</name><leading>true</leading></relatedDepartment></relatedDepartments><states><state><date>2003-06-18T00:00:00</date><id>24</id><name>Im Rat noch nicht behandelt</name></state><state><date>2003-12-09T00:00:00</date><id>229</id><name>Erledigt</name></state></states><texts /></draft></drafts><language>de</language><priorityCouncils><priorityCouncil><abbreviation>NR</abbreviation><id>1</id><name>Nationalrat</name><type>N</type><priority>1</priority></priorityCouncil></priorityCouncils><relatedAffairs /><roles><role><councillor><code>2388</code><gender>m</gender><id>324</id><name>Gross Jost</name><officialDenomination>Gross Jost</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2421</code><gender>f</gender><id>358</id><name>Stump Doris</name><officialDenomination>Stump</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2254</code><gender>f</gender><id>101</id><name>Haering Barbara</name><officialDenomination>Haering</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2527</code><gender>m</gender><id>504</id><name>Rossini Stéphane</name><officialDenomination>Rossini</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2405</code><gender>f</gender><id>341</id><name>Maury Pasquier Liliane</name><officialDenomination>Maury Pasquier</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2472</code><gender>m</gender><id>440</id><name>Jossen Peter</name><officialDenomination>Jossen</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2478</code><gender>f</gender><id>454</id><name>Chappuis Liliane</name><officialDenomination>Chappuis</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2326</code><gender>m</gender><id>219</id><name>Strahm Rudolf</name><officialDenomination>Strahm Rudolf</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2522</code><gender>m</gender><id>499</id><name>Pedrina Fabio</name><officialDenomination>Pedrina</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2483</code><gender>f</gender><id>459</id><name>Dormond Béguelin Marlyse</name><officialDenomination>Dormond Béguelin</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2423</code><gender>f</gender><id>360</id><name>Thanei Anita</name><officialDenomination>Thanei</officialDenomination></councillor><type>cosign</type></role><role><councillor><code>2472</code><gender>m</gender><id>440</id><name>Jossen Peter</name><officialDenomination>Jossen</officialDenomination></councillor><faction><abbreviation>Fraktion S</abbreviation><code>S</code><id>2</id><name>Sozialdemokratische Fraktion</name></faction><type>author</type></role></roles><shortId>03.3309</shortId><state><id>229</id><name>Erledigt</name><doneKey>0</doneKey><newKey>0</newKey></state><texts><text><type><id>6</id><name>Begründung</name></type><value>&lt;p&gt;Die (Allgemeinen Versicherungsbedingungen) AGB etwa im Versicherungsvertragsrecht (und im Kaufrecht) sind häufig nahezu ausschliesslich aus der Sicht der Anbieter formuliert. Die Konsumentinnen und Konsumenten haben faktisch keine Wahl und müssen die AGB übernehmen. Deshalb wird der Bundesrat ersucht, bei den laufenden Revisionen des VVG diesen Aspekt in einem speziellen Bericht zu beleuchten.&lt;/p&gt;</value></text><text><type><id>5</id><name>Eingereichter Text</name></type><value>&lt;p&gt;Der Bundesrat wird ersucht, einen Bericht zur Überprüfung der Allgemeinen Versicherungsbedingungen (AGB) vorzulegen.&lt;/p&gt;</value></text><text><type><id>1</id><name>Titel des Geschäftes</name></type><value>Allgemeine Versicherungsbedingungen. Bericht</value></text></texts><title>Allgemeine Versicherungsbedingungen. Bericht</title></affair>