{"id":20073395,"updated":"2025-06-25T00:02:32Z","additionalIndexing":"2841;Privatversicherung;Höchstpreis;Taggeldversicherung;Versicherungsprämie","affairType":{"abbreviation":"Po.","id":6,"name":"Postulat"},"author":{"councillor":{"code":2652,"gender":"f","id":1295,"name":"Graf-Litscher Edith","officialDenomination":"Graf-Litscher"},"faction":{"abbreviation":"Fraktion S","code":"S","id":2,"name":"Sozialdemokratische Fraktion"},"type":"author"},"deposit":{"council":{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N"},"date":"2007-06-20T00:00:00Z","legislativePeriod":47,"session":"4717"},"descriptors":[{"key":"L05K0104010904","name":"Taggeldversicherung","type":1},{"key":"L04K11100112","name":"Privatversicherung","type":1},{"key":"L05K1110011305","name":"Versicherungsprämie","type":1},{"key":"L04K11050405","name":"Höchstpreis","type":1}],"drafts":[{"consultation":{"resolutions":[{"category":{"id":3,"name":"Normal"},"council":{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N"},"date":"2007-10-05T00:00:00Z","text":"Annahme","type":20},{"category":{"id":3,"name":"Normal"},"council":{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N"},"date":"2019-05-09T00:00:00Z","text":"Abschreibung","type":15},{"category":{"id":3,"name":"Normal"},"council":null,"date":"2019-05-09T00:00:00Z","text":"Im Zusammenhang mit der Beratung des Geschäfts 17.043.","type":0}]},"federalCouncilProposal":{"code":"+","date":"2007-09-05T00:00:00Z","text":"Der Bundesrat beantragt die Annahme des Postulates."},"index":0,"links":[],"preConsultations":[],"references":[],"relatedDepartments":[{"abbreviation":"EFD","id":7,"name":"Finanzdepartement","leading":true}],"states":[{"date":"\/Date(1182290400000+0200)\/","id":24,"name":"Im Rat noch nicht behandelt"},{"date":"\/Date(1191535200000+0200)\/","id":26,"name":"Angenommen"},{"date":"\/Date(1557352800000+0200)\/","id":229,"name":"Erledigt"}],"texts":[]}],"handling":{"date":"2007-10-05T00:00:00Z","legislativePeriod":47,"session":"4718"},"language":"de","priorityCouncils":[{"abbreviation":"NR","id":1,"name":"Nationalrat","type":"N","priority":1}],"relatedAffairs":[],"roles":[{"councillor":{"code":2648,"gender":"m","id":1279,"name":"Nordmann Roger","officialDenomination":"Nordmann"},"type":"cosign"},{"councillor":{"code":2394,"gender":"f","id":331,"name":"Hubmann Vreni","officialDenomination":"Hubmann"},"type":"cosign"},{"councillor":{"code":2608,"gender":"f","id":1147,"name":"Kiener Nellen Margret","officialDenomination":"Kiener Nellen"},"type":"cosign"},{"councillor":{"code":2254,"gender":"f","id":101,"name":"Haering Barbara","officialDenomination":"Haering"},"type":"cosign"},{"councillor":{"code":2436,"gender":"f","id":350,"name":"Bernasconi Maria","officialDenomination":"Bernasconi"},"type":"cosign"},{"councillor":{"code":2413,"gender":"m","id":349,"name":"Rennwald Jean-Claude","officialDenomination":"Rennwald"},"type":"cosign"},{"councillor":{"code":2518,"gender":"m","id":496,"name":"Messmer Werner","officialDenomination":"Messmer"},"type":"cosign"},{"councillor":{"code":2668,"gender":"f","id":3833,"name":"Aubert Josiane","officialDenomination":"Aubert"},"type":"cosign"},{"councillor":{"code":2412,"gender":"m","id":348,"name":"Rechsteiner Rudolf","officialDenomination":"Rechsteiner-Basel"},"type":"cosign"},{"councillor":{"code":2666,"gender":"f","id":3830,"name":"Carobbio Guscetti Marina","officialDenomination":"Carobbio Guscetti"},"type":"cosign"},{"councillor":{"code":2573,"gender":"f","id":823,"name":"Bruderer Wyss Pascale","officialDenomination":"Bruderer Wyss"},"type":"cosign"},{"councillor":{"code":2294,"gender":"f","id":94,"name":"Goll Christine","officialDenomination":"Goll"},"type":"cosign"},{"councillor":{"code":2652,"gender":"f","id":1295,"name":"Graf-Litscher Edith","officialDenomination":"Graf-Litscher"},"faction":{"abbreviation":"Fraktion S","code":"S","id":2,"name":"Sozialdemokratische Fraktion"},"type":"author"}],"shortId":"07.3395","state":{"id":229,"name":"Erledigt","doneKey":"0","newKey":0},"texts":[{"type":{"id":6,"name":"Begründung"},"value":"<p>Arbeitnehmende, die heute durch den Arbeitgeber für Krankentaggeld nach Versicherungsvertragsgesetz (VVG) kollektiv versichert sind, bezahlen dafür eine relativ günstige Versicherungsprämie. Wer aus dem Kollektiv ausscheidet, hat einen gesetzlichen Anspruch auf eine Fortführung in der Einzelversicherung. Dadurch bleiben die Arbeitnehmenden zwar versichert, aber zu neuen Prämien, die oft ein Vielfaches der vorangegangenen Kollektivprämien betragen. Dadurch wird die Solidarität zwischen den Versicherten und letztlich das Versicherungsprinzip infrage gestellt.<\/p>"},{"type":{"id":14,"name":"Antwort BR \/ Büro"},"value":"Der Bundesrat beantragt die Annahme des Postulates."},{"type":{"id":5,"name":"Eingereichter Text"},"value":"<p>Der Bundesrat wird beauftragt zu prüfen, wie die hohen Prämien beim Übertritt von der kollektiven Krankentaggeldversicherung nach Versicherungsvertragsgesetz (VVG) in die Einzeltaggeldversicherung (VVG) sozialverträglicher gestaltet werden können, beispielsweise durch Neuformulierung der Übertrittsbestimmungen oder durch Begrenzung der Prämienhöhe.<\/p>"},{"type":{"id":1,"name":"Titel des Geschäftes"},"value":"Hohe Prämien beim Übertritt in die Einzeltaggeldversicherung"}],"title":"Hohe Prämien beim Übertritt in die Einzeltaggeldversicherung"}