﻿<?xml version="1.0" encoding="utf-8"?><affair xmlns:i="http://www.w3.org/2001/XMLSchema-instance"><id>20110318</id><updated>2024-04-10T18:10:21Z</updated><additionalIndexing>24;Werbeverbot;Konsumkredit;Verschuldung;Zahlungsfähigkeit;Schuldner/in</additionalIndexing><affairType><abbreviation>Kt. Iv.</abbreviation><id>3</id><name>Standesinitiative</name></affairType><author><canton><abbreviation>GE</abbreviation><id>25</id><name>Genf</name></canton><type>author</type></author><deposit><date>2011-12-02T00:00:00Z</date><legislativePeriod>48</legislativePeriod><session>4901</session></deposit><descriptors><descriptor><key>L04K11040305</key><name>Konsumkredit</name><type>1</type></descriptor><descriptor><key>L06K070101030205</key><name>Werbeverbot</name><type>1</type></descriptor><descriptor><key>L06K050702010103</key><name>Zahlungsfähigkeit</name><type>1</type></descriptor><descriptor><key>L06K110403010204</key><name>Schuldner/in</name><type>1</type></descriptor><descriptor><key>L05K1104030102</key><name>Verschuldung</name><type>1</type></descriptor></descriptors><drafts><draft><consultation><resolutions><resolution><category><id>3</id><name>Normal</name></category><council><abbreviation>SR</abbreviation><id>2</id><name>Ständerat</name><type>S</type></council><date>2014-09-11T00:00:00Z</date><text>Keine Folge gegeben</text><type>51</type></resolution><resolution><category><id>3</id><name>Normal</name></category><council><abbreviation>NR</abbreviation><id>1</id><name>Nationalrat</name><type>N</type></council><date>2014-12-08T00:00:00Z</date><text>Keine Folge gegeben</text><type>51</type></resolution></resolutions></consultation><federalCouncilProposal /><index>0</index><links /><preConsultations><preConsultation><committee><abbreviation>WAK-NR</abbreviation><id>10</id><name>Kommission für Wirtschaft und Abgaben NR</name><abbreviation1>WAK-N</abbreviation1><abbreviation2>WAK</abbreviation2><committeeNumber>10</committeeNumber><council><abbreviation>NR</abbreviation><id>1</id><name>Nationalrat</name><type>N</type></council><typeCode>1</typeCode></committee><date>2011-12-02T00:00:00Z</date><registrations><registration><correspondents /><sessionId>4916</sessionId></registration></registrations><treatmentCategory>V</treatmentCategory></preConsultation><preConsultation><committee><abbreviation>WAK-SR</abbreviation><id>23</id><name>Kommission für Wirtschaft und Abgaben SR</name><abbreviation1>WAK-S</abbreviation1><abbreviation2>WAK</abbreviation2><committeeNumber>23</committeeNumber><council><abbreviation>SR</abbreviation><id>2</id><name>Ständerat</name><type>S</type></council><typeCode>1</typeCode></committee><date>2011-12-02T00:00:00Z</date><registrations><registration><correspondents><correspondent><council><abbreviation>SR</abbreviation><id>2</id><name>Ständerat</name><type>S</type></council><councillor><code>2546</code><gender>m</gender><id>525</id><name>Zanetti Roberto</name><officialDenomination>Zanetti Roberto</officialDenomination></councillor><language>de</language></correspondent></correspondents><sessionId>4915</sessionId></registration></registrations><treatmentCategory>V</treatmentCategory></preConsultation></preConsultations><references /><relatedDepartments /><states><state><date>2011-12-02T00:00:00</date><id>24</id><name>Im Rat noch nicht behandelt</name></state><state><date>2014-09-11T00:00:00</date><id>3</id><name>Behandelt vom Ständerat</name></state><state><date>2014-12-08T00:00:00</date><id>229</id><name>Erledigt</name></state></states><texts /></draft></drafts><language>de</language><priorityCouncils><priorityCouncil><abbreviation>SR</abbreviation><id>2</id><name>Ständerat</name><type>S</type><priority>1</priority></priorityCouncil></priorityCouncils><relatedAffairs /><roles><role><canton><abbreviation>GE</abbreviation><id>25</id><name>Genf</name></canton><type>author</type></role></roles><sequentialNumber>144</sequentialNumber><shortId>11.318</shortId><state><id>229</id><name>Erledigt</name><doneKey>0</doneKey><newKey>0</newKey></state><texts><text><type><id>5</id><name>Eingereichter Text</name></type><value>&lt;p&gt;Gestützt auf Artikel 160 Absatz 1 der Bundesverfassung reicht der Kanton Genf folgende Standesinitiative ein:&lt;/p&gt;&lt;p&gt;Die Bundesversammlung wird aufgefordert, das Bundesgesetz über den Konsumkredit dahingehend zu ändern, dass:&lt;/p&gt;&lt;p&gt;- Werbung für Kleinkredite verboten ist (eventuell ist auch das Bundesgesetz gegen den unlauteren Wettbewerb entsprechend zu ändern);&lt;/p&gt;&lt;p&gt;- der Kreditgeber verpflichtet ist, die Kreditfähigkeit des Gesuchstellers eingehend zu prüfen.&lt;/p&gt;</value></text><text><type><id>1</id><name>Titel des Geschäftes</name></type><value>Überschuldung. Dringender Handlungsbedarf</value></text></texts><title>Überschuldung. Dringender Handlungsbedarf</title></affair>